I purchased a 2003
Jaguar S-Type for $25,000 through Roadloans/
Triad Financial. My payments were roughly $550 a month. After 6 months of driving the vehicle, I started to have problems with it. Windows wouldn't roll up all the way & the breaks were squeaking. The vehicle and it became a true
headache. If anyone knows about Import Vehicles, they are a bear to maintain. I got a few payments behind and couldn't catch-up, so I decided to "voluntarily" have it Repo'ed. I was told that they would sell it in an
auction, and whatever they got for it; I would have to pay the balance. I got a
letter in the mail from Triad, saying they sold the vehicle for $14,000. Which made me responsible for $11,000. I made arrangements to pay $125 a month to pay the balance off". This arrangement helped my situation because I was exhausting all of my pay to payoff other
creditors from a
divorce/. I made arrangements to have the funds come directly out of my
checking account, so there would be no mistakes!. Each year, we renewed the arrangement and all was good". Recently, I got deployed to
Africa for 6 months and had no access to my account.. Once I returned to the states, I was greeted with several
nasty messages on my
answering machine from
Triad Financial.. To this day, I have called and left messages, but noone has returned my call?. I am now in
South Korea, serving a year tour;. My issue is, after a year of paying Triad on $11,000; how does my balance go to $16,500? Until they can explain
what the heck is going on, I am not sending them a dime! 129c003
1. Written by Explanation on June 15, 2008 from roseville, california, US
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