I recomend not doing business with these people, They are a rip off. Do not get there gap insurance with VLS they are even worse.
I have been going through a battle with both companies, due to the lose of my vehicle from a car accident, and neither one of these companies are helping me out. They want their money now and Vls will not pay the gap insurance that they are suppose to. They totally screwed me.
Stay away from these companies if you know what is good for you. Please do not go through roadloans.com to get a loan because this is what will happen