Triad is a second and sometimes third chance lender. If you were fortunate to be financed by this company, then you were turned down by everyone else.
Please remember Triad took a chance on you when no one else would. If you had to call the center to give a date or amount that you would pay, then you were in collections and not customer service. Triad was not the reason that you fell behind but the reason that you had transportation. Don't be so hard on your creditors.
Remember, it is not their fault that you are delinquent!